Many of you know this already, but we are a bit crammed for space.
We have 5 people living in a 2 bedroom house.
When we bought our house we only had Shaylee and planned to live in our home for 2 maybe 3 years and then move.
We bought in the first phase so we felt pretty good that we'd make some money off of it.
4 years later the market is terrible and we owe a lot more than our house is worth.
Apparently there is a lesson we need to learn and it's been a tough one.
However, we've come to realize and except (as much as one could in this position) that we will not be selling our house anytime soon.
We were at least hoping to refinance to decrease our bill a little.
Unfortunately no one is willing to help the honest people in this rough economy.
You have to either have bad credit or foreclose on your house to get help.
It's been VERY frustrating as Chad and I have called bank after bank trying to work something out only to find out that no one will help us out.
It's no wonder so many people are walking away from their home these days.
They're more likely to get help once they do.
I'm convinced that doing the right thing is going to pay off, but really sooner rather than later would be great.
grrrrrrrr!
